Cold.

Clothing inventory for today's ride, Oct. 12:
-Shorts
-Leg warmers
-Knee Warmers
-2 pairs of socks
-Shoe covers
-Under shirt
-Long Sleeved Jersey
-Extremely warm winter riding jacket
-Hat
-Helmet
-Warm gloves
-Glove liners
If you think this sounds like overkill you should see my the thermometer in my back yard.